Many people proudly preach their philosophies about money. Unfortunately, I find that they are seriously miseducated about personal finances.
However, when it comes to having money, there's a certain way of thinking about it.
Let's dive deeper into the 10 phrases every millionaire should avoid:
1. 'I work hard for my money'
The majority of people think that they must "work hard" for their money. This forces them to grind, even when it's completely unnecessary. You don't have to work hard for money, but you must let money work for you. Money is never hard to come by if you can attract it. Instead, say this: Money easily comes to me from all directions. I am always prospering.
2. 'Money doesn't grow on trees'
This person is basically stating they believe money must come from only one source, which is an erroneous thought that many people have. Instead of thinking that you can only get money from a particular place or person, believe that it can come from anywhere and at anytime. If you want to become a millionaire, you'll most likely need multiple income streams.
3. 'It's too expensive' or 'We can't afford it'
This usually happens when a person meets an immovable price. The truth is that the price you may be seeing is exactly the limitation you need to overcome and often separates most people from achieving their goals. If you live by the price, you die by the price. In other words, if the price was always cheap, everyone would have it and no one would work for anything.
4. 'Save for a rainy day'
When people talk to me about saving, they meekly chuckle and say, "Ya know, you gotta save for the rainy days." What they're basically saying is, "I expect disaster and my savings account will immediately diminish when it happens." Instead, save for sunny days, which are days of prosperity — luxury vacations, homes, big investments, etc.
5. 'Money is the root of all evil'
This is a highly misquoted verse in the Bible. This makes people also believe that rich people are evil. However, the proper quotation states, "The LOVE of money is the root of all evil." Money has no personality. Therefore, it cannot act in a good or evil manner. If money was evil, how would you have a device to read this article right now?
6. 'My spouse runs the finances'
This person clearly doesn't take responsibility over their money and doesn't deserve to have more of it. The other day, I heard a man say, "My wife keeps ALL of the money. I NEVER touch any of it." It wasn't a big surprise that this man was always in financial despair. Lesson: Always know what's in your bank account, even if you trust your spouse. Check it everyday.
7. 'It's not in my budget'
There's a lot of people who advocate that "money is tight" or that they're "bootstrapping." These absurd phrases repel wealth away from them entirely. If you close your wallet and force yourself to believe that a product or service cannot be acquired, you'll probably never get it. Instead, ask, "How can I acquire this product or service?" or "What must I do to make this purchase happen?"
8. 'Money doesn't make you happy'
I always smile when I receive money. It really makes me happy. After all, I can take care of my family and buy many things that make life easier. When people say, "Money can't buy happiness," they're referring to the people that they see on mass media, not the majority of actual millionaires who enjoy their lavish and happy lives. Truthfully, I was never happy when I didn't have money. Been there, done that.
9. 'You can't have money if you love God'
This is a touchy subject, but I personally believe that money is the expression of God's favor and abundance. Money can only be happily acquired through righteous deeds. If you believe that it's righteous to be poor, just remember that King Solomon was the richest man that ever lived (according to Abrahamic religions). Moreover, diamonds and gold were made for God's people, not his enemies.
10. 'Money isn't that important'
People often say, "It's just money" and "I don't do it for the money." If it's "just money" and you "don't do it for the money," why do you accept money when it comes to you? Money is very important and must be taught at home, school, work, and religious circles. Those who evade the responsibilities of money will cease to have any of it.
Money tends to react to your attitude about it. If you have mixed feelings about what money means to you, begin by jotting down your thoughts and refrain from using these phrases. Rewire your mind by assuming that you're ready for true wealth. Find a great teacher to coach you. And remember, when the mind is ready the money will come. The world will only give you money when you're ready for it.